It is true more now than ever that comprehensive, reliable travel insurance is essential for any travel both home and abroad. There have been so many cancelled holidays and flights over the last eighteen months and although some holiday companies have been good at offering refunds if they have to cancel the holiday if one of your party falls ill you may need to rely on your own travel insurance to cover the costs incurred.

It is always a sensible idea to arrange your own travel insurance rather than just go with the one offered to you when booking so that you feel confident that the cover is right for you and your party. Always declare any pre-existing medical problems you may have so that you cannot be accused of misleading the insurance company. Most companies will still cover you but at an extra cost.

Unfortunately, after the age of sixty-five travel insurance premiums do rise but to travel without it is unwise as medical costs can soar if you find yourself injured whilst on holiday.

It is important to check that the activities that you will be participating in during your holiday are covered by your policy and if not that they are add as an extra. This is not usually too costly when amended at the time of purchasing your insurance.